Posts

Showing posts from March, 2017

Health Care or Health Insurance... What are we debating?

Image
I think that we Americans are in the middle of a HUGE kerfuffle, arguing and wasting massive amounts of time and emotional capital when we haven't even truly defined the debate. Hear me out on this.

No more than 60 years ago, "all-you-can-eat" health insurance was practically unheard of. In fact, very few Americans had any form of comprehensive health insurance. There were various insurance and hospitalization plans available through work and kids could get some insurance for a few dollars while enrolled at school but most families "winged it" with medical expenses. During the 50s, 60s and early 70s going to the doctor was affordable. Most of us early baby boomers were born in hospitals and the payments came from our parent's pockets.

During the 70s and beyond, more expensive medical procedures involving sophisticated surgeries, treatments and medicines evolved. Suddenly, the cost of health care ballooned. Instead of curing common diseases and treating mal…